New Jersey · verify a license

Mortgage loan officers in New Jersey

If you are buying a home in New Jersey, the person arranging your loan is required to hold a license. Here is how to check theirs, plus a roster of currently licensed loan officers.

Free. No login. Results link to the official NMLS record so you can confirm it yourself.

A note on New Jersey records

New Jersey publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not republish a New Jersey roster. You can still look up any New Jersey loan officer in seconds using the official record below, and the steps on this page show you exactly what to check.

How to verify a loan officer's license in New Jersey

  1. Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
  2. Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
  3. Check the license status. Confirm it shows an active New Jersey license and read the employment and regulatory-action history.
  4. Confirm the company. Make sure the company on the record matches the company on your paperwork.

New Jersey licenses mortgage loan officers through the New Jersey Department of Banking and Insurance. For complaints or to confirm a company's standing, that office is the authority.

States with full rosters

Frequently asked questions

Who licenses mortgage loan officers in New Jersey?

The New Jersey Department of Banking and Insurance oversees mortgage licensing in New Jersey, working through the Nationwide Multistate Licensing System (NMLS).

Why can't I see a New Jersey roster on KeysAhead yet?

New Jersey makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every New Jersey officer in the meantime.

How do I report a problem with a loan officer?

Contact the New Jersey Department of Banking and Insurance directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.

Homebuyer due diligence

Check the people handling your closing.

Search any U.S. mortgage loan officer by name, company, city, or NMLS number. Free, no login.

Look up a license

A one-minute check before the biggest signature stack of your life.