Washington · verify a license

Mortgage loan officers in Washington

If you are buying a home in Washington, the person arranging your loan is required to hold a license. Here is how to check theirs, plus a roster of currently licensed loan officers.

Free. No login. Results link to the official NMLS record so you can confirm it yourself.

A note on Washington records

Washington publishes individual loan-officer licensing through NMLS rather than as a downloadable public file, so KeysAhead does not republish a Washington roster. You can still look up any Washington loan officer in seconds using the official record below, and the steps on this page show you exactly what to check.

How to verify a loan officer's license in Washington

  1. Get their NMLS number. It appears on your loan estimate, your closing disclosure, their business card, and email signatures. Every licensed originator has one.
  2. Open the official record. Go to NMLS Consumer Access and search the name or NMLS number.
  3. Check the license status. Confirm it shows an active Washington license and read the employment and regulatory-action history.
  4. Confirm the company. Make sure the company on the record matches the company on your paperwork.

Washington licenses mortgage loan officers through the Washington State Department of Financial Institutions. For complaints or to confirm a company's standing, that office is the authority.

States with full rosters

Frequently asked questions

Who licenses mortgage loan officers in Washington?

The Washington State Department of Financial Institutions oversees mortgage licensing in Washington, working through the Nationwide Multistate Licensing System (NMLS).

Why can't I see a Washington roster on KeysAhead yet?

Washington makes individual loan-officer data available through NMLS rather than as a free downloadable file, and KeysAhead only republishes data we can source cleanly from a state's own public records. The official NMLS record covers every Washington officer in the meantime.

How do I report a problem with a loan officer?

Contact the Washington State Department of Financial Institutions directly. KeysAhead is an independent resource and does not handle complaints or regulate licensees.

Homebuyer due diligence

Check the people handling your closing.

Search any U.S. mortgage loan officer by name, company, city, or NMLS number. Free, no login.

Look up a license

A one-minute check before the biggest signature stack of your life.